Resources for Seniors

Please note that this list is not meant to be exhaustive. It includes only federal resources for seniors. Please check gov.bc.ca for provincial resources for seniors.

Finance

Allowance Program

The Allowance is a monthly benefit for low-income seniors (aged 60-64) whose spouse or common-law partner is eligible for, or currently receiving, the Old Age Security (OAS) pension and the Guaranteed Income Supplement (GIS).

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Allowance for the Survivor Program

Part of the Allowance Program, the Allowance for the Survivor Program provides a monthly non-taxable benefit to low-income widowed spouses who are not yet eligible for the Old Age Security (OAS) pension.

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Canada Pension Plan

This online service allows you to apply for a Canada Pension Plan Retirement pension.

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Canada Pension Plan Statement of Contributions Online Request

This service allows you to request a copy of your Canada Pension Plan Statement of Contributions. You should receive your statement by mail within five to ten business days. You must be a resident of Canada to use this service.

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Canadian Government Annuities

The Canadian Government Annuities Branch administers contracts on behalf of individuals who have contributed towards the purchase of an annuity either on their own or through their employers as part of a pension plan.

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Canadian Retirement Income Calculator

The Canadian Retirement Income Calculator will provide you with retirement income information. This includes the Old Age Security (OAS) pension and Canada Pension Plan (CPP) retirement benefits. To estimate your retirement incomes from various sources, you will need to work through a series of modules. You will then need to compare them to your goal income. It also allows you to see the impact of the changes you make in how you save.

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Old Age Security Pension

The Old Age Security Pension is a monthly benefit available to most Canadians 65 years of age or older who have lived in Canada for at least 10 years.

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Guaranteed Income Supplement

The Guaranteed Income Supplement provides additional money, on top of the Old Age Security pension, to low-income seniors living in Canada.

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Guide to Government of Canada Services for Seniors and their Families

You will find the information in this guide useful if you are: 50 years of age or older; planning for retirement; caring for a senior; or a friend or family member of a senior.

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Registered Retirement Savings Plan (RRSP)

The Registered Retirement Savings Plan (RRSP) program allows savings for retirement to grow tax free in a special savings plan registered by the Canada Revenue Agency.

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Veterans Affairs Canada

Veterans Affaira Canada provides pension awards to those suffering from disabilities related to military service, either during peace or war time, and has targeted services for current or former members, and family members, of the CAF or RCMP.

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Services for Indigenous Seniors

Home Adaptations for Seniors Independence (HASI)

The Home Adaptations for Seniors’ Independence program offers financial assistance for minor home adaptations that will help low-income seniors to perform daily activities in their home independently and safely.

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Assisted Living

This program provides funding for non-medical, social support services to seniors, adults with chronic illness, and children and adults with disabilities (mental and physical) on reserve to help them maintain their independence.

Any individual residing on-reserve, or ordinarily resident on-reserve, who has been formally assessed by a health care provider (in the provinces or Yukon) can receive assisted living services.

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